Fixed personal loan rates range from 5.99% APR

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Use the Right Tool for the Job.

Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

Rest in peace, fees.

Widely known fact: fees are annoying and people hate them. That’s why our personal loans are 100% completely fee-free. That means there are absolutely no fees and no shady hidden fees. You only pay interest.

  • No origination fees
  • No pre-payment fees
  • No late fees

More Money for Your Project.

Borrow up to $100k with low rates ranging from 5.99% APR to 20.01% APR (with AutoPay)

Speak to a Real Person.

Simple online application and access to live customer support 7 days a week.

We’re here for You.

If you lose your job, we’ll temporarily pause your payments and help you find a new job

Low rates. No fees. Easy online application.

No matter your next step, SoFi can help you get there.
Checking your rate will not affect your credit score.

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